Toulouse-based trusttech Certificall secures €1M led by TomCat, Groupama, and InsurAngels to expand its eIDAS-compliant certification platform across Europe.
Certificall, a Toulouse-based trusttech startup combating digital and AI-driven insurance fraud, has raised €1 million in seed funding led by TomCat, Groupama, and InsurAngels. The funding will accelerate the company’s technology development, team expansion, and European rollout.
Founded in 2022 by Guillaume Laurent and Nicolas Chabauty, Certificall provides fast, certified, and tamper-proof visual evidence solutions for insurers, brokers, and industrial clients. Its system guarantees the authenticity and probative value of photos and videos from the moment they are captured, helping prevent fraudulent claims before they occur.
“In France, insurance fraud now accounts for around five percent of P&C premiums, with losses rising to €902 million in 2024” said Guillaume Laurent, President and Co-Founder. “The increase in fraud in 2021–2022 was just the beginning. Generative AI has made it easier than ever to fabricate false claims. Our priority is to block fraud at the source.”
Certificall’s proprietary technology combines geolocation, tamper-proof certification, qualified timestamping, and an eIDAS signature seal, ensuring the legal validity of every certified image or video across the EU. Each certification takes about 90 seconds, with over 3 million photos already validated on the platform.
“Certificall provides a leading-edge response by allowing insurers to certify, secure, and streamline underwriting and claims processes” said Jeremy Pouyer, CEO of TomCat. “This funding will help the team make Certificall the European benchmark for digital proof applied to insurance.”
The company’s solution is fully hosted in France, integrating Mistral AI and Orange Business infrastructure for added security and resilience. Beyond insurance, the startup serves over 150 clients and 20,000 users across sectors including construction, logistics, and real estate.
With the new funding, Certificall plans to hire additional engineers, strengthen its AI-driven fraud analytics, and expand into new verticals such as e-commerce. The company aims to reach profitability within 18 months while scaling its presence across Europe.
“As the EU targets 80% adoption of a digital identity wallet by 2030, Certificall’s eIDAS compliance positions it as a trusted third party for digital evidence across industries” said Laurent. “Our goal is to establish Certificall as the European standard for certified visual proof.”